This easy taco dip is one of those recipes I keep coming back to for game day, taco night, and last-minute get-togethers. It comes together in about 10 minutes with a handful of simple ingredients and always disappears fast. The creamy jalapeño cream cheese layer paired with seasoned refried beans and fresh toppings makes it hard to stop at one scoop.



The Dip I Make for Every Party
I played around with a few versions of this taco dip and kept coming back to the one with chopped fresh jalapeños whipped right into the cream cheese. It gives the creamy layer a little extra flavor and just enough heat in every bite without making the dip too spicy. Plus, it’s made with simple ingredients I almost always have on hand, which is probably why this is the dip I make more than any other for parties and game days.
Taco Dip Ingredients

- Refried beans: The savory base that holds everything together.
- Taco seasoning: Use storebought or mix up your own.
- Hot sauce: Adds flavor and a little heat.
- Cream cheese: Creates the creamy middle layer.
- Jalapeños: Fresh jalapeños add a little kick.
- Salsa: I like to just use whatever jarred salsa I have, so choose your favorite
- Shredded cheese: I like a Mexican blend, but cheddar works too.
- Black olives: Salty, briny, and classic for taco dip.

Easy Taco Dip
Equipment
- hand mixer
Ingredients
- 1 (15-ounce) can refried beans
- 1 (4-ounce) can green chilis
- 1 tablespoon hot sauce
- 1 tablespoon taco seasoning or make your own
- 1 (8-ounce) block cream cheese softened
- 2 medium jalepenos seeded and diced
- 1 cup salsa
- 1 cup shredded cheese
- 1 (4-ounce) can sliced black olives
Taco Seasoning
- 1 teaspoon chili powder
- 1/4 teaspoon garlic powder
- 1/4 teaspoon onion powder
- 1/2 teaspoon cumin
- 1/4 teaspoon paprika
- 1/2 teaspoon salt
Instructions
- Add beans, green chilis, hot sauce, and taco seasoning, and hot sauce to a bowl and mix until combined. Spread into a 8×8 dish.
- In a medium bowl, whip together softened cream cheese and diced jalapenos with a hand mixer. Spread this layer over the beans.
- Layer the salsa, shredded cheese, and black olives on top. Chill until ready to serve.
Best Recipe Tips
- Let the cream cheese soften completely.
- Use chunky salsa instead of thin restaurant-style salsa.
- Chill for at least 30 minutes before serving.
- Add the cheese and olives just before serving if making it a day ahead.
Recipe Variations
- Add Guacamole: Spread a layer of guacamole between the beans and cream cheese.
- Add Taco Meat: Seasoned ground beef turns this into a heartier appetizer.
- Change the Toppings: Try green onions, diced tomatoes, lettuce, or pickled jalapeños.

